Each Review is included as part of the complete portfolio assessment Life Policy Reviewer provides:

Competitive Term Analysis compares the economics of an insured’s existing term coverage versus a sampling of competitive currently available term products and, if applicable, the economics of converting to the existing carrier’s permanent insurance products available for conversion.

No Lapse Guarantee Universal Life Market Survey compares the economics of the insured’s existing current interest universal life coverage versus a sampling of competitive currently available guaranteed universal life products in order to determine if the existing product remains competitive and to also identify economically advantageous guaranteed replacement opportunities.