Explanation of Process

Our goal is to clearly explain how your life insurance policy works and its current economics so that you can make an informed decision about your life insurance. Reviews are prepared on a fixed fee basis. After confirmation of engagement and an authorization to gather information (your further help may be necessary depending on carrier practices), we will prepare a written report that typically includes:

  • Executive Summary
  • Client Objectives
  • Detailed Policy Summary
  • In-Force projections of future cash values and death benefits
  • Economic Evaluation of policy
  • Recommendations to bring policy performance in line with client objectives
  • Evaluation of Funding strategies
  • Restructuring strategies
  • Carrier Rating and Financial Strength